Applying a Gender Lens to Climate Risk Finance and Insurance

The report examines the critical intersection of gender, climate change, and disaster risk financing and insurance (CRI). It underlines that women, particularly in developing countries, face disproportionate vulnerabilities to climate-related disasters due to social and economic factors. The IPCC’s call for urgent climate action frames the context, emphasising the need for gender-sensitive adaptation and resilience strategies. The Gender Action Plan (GAP) adopted at COP23 is highlighted as a framework to integrate gender considerations into climate policy and CRI, aiming to enhance women’s resilience and mitigate impacts. Despite global economic losses from climate disasters, CRI coverage remains limited, especially for vulnerable populations. The report advocates for expanding access to gender-sensitive CRI solutions to empower women economically and protect their livelihoods against climate risks, aligning with global commitments to sustainable development goals and gender equality.